Terms of Use
Last updated: 2026. DRAFT — have Alex's attorney review before go-live.
Educational purpose only
The free guide and everything on this site are provided for general educational purposes only. They are not legal, financial, tax, accounting, or medical advice, and they do not create any professional or fiduciary relationship. Always consult a qualified professional about your specific situation before acting.
No guarantee of results
Outcomes described are examples, not promises. Medical-bill negotiation, assistance programs, and credit outcomes vary by hospital, state, insurer, and individual circumstances. We do not guarantee any particular result.
Insurance licensing
Apollo Insurance Group LLC is a licensed insurance agency. Nothing on this site is an offer to sell or a solicitation of insurance in any state where we are not properly licensed.
Limitation of liability
To the fullest extent permitted by law, Apollo Insurance Group LLC is not liable for any damages arising from your use of this site or the guide.
Contact
Apollo Insurance Group LLC — [email protected]