For 25 years, families and business owners have trusted me to protect what matters most — direct to the carrier, in plain English, with zero pressure. Start with my free playbook for beating medical debt.
The trusted authority in no-pressure insurance — getting families the coverage they actually deserve.
After 25 years, my approach hasn't changed. These four principles are why people send me their friends and family.
You're never "sold." You decide, at your own pace. I'm the advisor in the room — never the pressure.
Straight to the real product and the real price. No middleman markup, no games — just what fits you.
You deserve the right coverage, not the cheapest box on the shelf. I help you protect what you've built.
The complicated stuff, made simple — in whichever language you think in — so you truly understand what you own.
I put the same playbook I use for clients into a free guide — Beat Medical Debt. No pitch. Just proof of the kind of advocate I am in your corner.
Between 49% and 80% of medical bills contain at least one error — and bills over $10,000 are off by an average of $1,300. You'll audit yours like an insider before you pay a cent.
The No Surprises Act, the 15 states that banned medical debt on credit reports, and California's rule where one illegal report can void your entire balance.
The certified-mail system and the word-for-word validation letter that legally pauses collections and starts a 30-day clock the collector has to beat — or delete the debt.
44% of appeals get the denial overturned — yet only 0.1% of people ever appeal. The two-step process that flips a "denied" into "paid."
How families qualify for discounts up to 100% — plus the 5-question "wallet card" to use at the billing office and the price benchmark that caps what you owe.
The credit-reporting rules (and the sign-up trap that strips your right to sue), real-world wins, and how to make sure a hospital bill never blindsides you again.
I've spent 25 years in financial services and insurance, and I founded Apollo Insurance Group on one idea: people deserve an advisor who's actually on their side. I'm a licensed insurance producer and real-estate broker with direct access to the nation's top carriers — life and annuities, health, Medicare, and commercial coverage — and I serve families in both English and Spanish. My promise is simple: save you money, get you the coverage you deserve, and never pressure you into anything. This free guide is that promise in writing.
Start with the free guide. It's the easiest way to see exactly the kind of advocate you'd have in your corner.
Send Me the Free Guide →